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Insuringall.com owned by SPA Insurance Broking Services Limited (SIBSL) intends to provide clear and unbiased information about insurance products and services. The information and data are generic in nature. Our efforts are to offer unbiased, accurate and responsible data to the best of our ability. We are however, in no manner or form responsible for any discrepancies in the data published on our website.

There is no intention or purpose of violating any intellectual property or ancillary rights. All information provided on the portal- Insuringall.com is subject to discretion by SIBSL and is likely to change without any notice. Though, any changes in public utility will be communicated on our portal.

Although we have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the portal, SIBSL is not legally responsible for the same in any manner whatsoever.

Employees, partners and associated staff of SIBSL are not accountable for any loss, harm or damage that occurs or may occur or arise from the usage of information from the portal. Customers are advised to use their own discretion in such matters.

The Frequently Asked Questions (FAQs) sections are intended for increasing general awareness about the subject matters of insurance and cannot be treated as a legal opinion concerning any policy or a particular circumstance. For any individual case, it is always the terms and conditions of their Policy, and those stated in the Schedule which have an overriding and binding effect. Insurance matters are subject to applicable law/rules/regulation including instructions and circulars issued by IRDAI from time to time.

It is important to understand that insurance is a subject matter of solicitation and market risks. It is the responsibility of the customer to understand the limitations of insurance policies and the risks involved, and under no circumstance, form or manner, do we take any liability in such cases. We also recommend you to please read the subject and offer documents carefully. The information provided on the portal is for financial and insurance purposes.

SIBSL does not guarantee or warrant that the site will be uninterrupted, without delay, error-free, omission-free or free of viruses. Therefore, the information is provided "as is" without warranties of any kind, expressed or implied, including accuracy, timeliness, and completeness. In no event shall SIBSL, its related partners, Managing Directors, principals, agents or employees be liable for any direct, indirect, incidental, special, exemplary, punitive, consequential or other damages whatsoever (including but not limited to liability for loss of use, data or profits), without regard to the form of any action, including but not limited to, contract, negligence or other tortious actions, arising out of or in connection with the site, any content on or accessed by use of the site, or any copying, display or other use hereof.

Should a user download the materials on the site for personal or non-commercial use, the user must retain all copyrights, trademarks or other similar notices contained in the original materials or on any copies of the material. Materials on the site may not be modified, reproduced, publicly displayed, performed, distributed or used for any public or commercial purposes without the explicit written permission from the appropriate content or material provider (including third-party links).

Third party links are provided as a convenience to our users. SIBSL does not control and is not responsible for any of these sites or their content. SIBSL reserves the right to request removal of any link to our Website.

It is a mutual understanding between us and the customers that their association with the portal will be at the customer's sole discretion and risk.